Your Medicare Way
TERMS AND CONDITIONS
Please read these Terms and Conditions carefully before using this Site. By accessing or using yourmedicareway.com, you agree to be legally bound by these Terms. If you do not agree, do not use this Site.
This Site is owned and operated by Blue Harbor Media LLC (“Company,” “we,” “us,” or “our”). These Terms govern your use of yourmedicareway.com and any related pages, forms, content, or services offered through the Site (collectively, the “Service”).
1. Nature of the Service
Your Medicare Way is a lead generation and Medicare education platform. We connect individuals who are exploring Medicare options with licensed Medicare insurance agents and carriers. We do not sell insurance directly and are not a licensed insurance agency.
By submitting your information through any form on this Site, you understand and agree that:
- You are requesting to be contacted by one or more licensed Medicare insurance agents or carriers.
- You may be contacted by phone, email, or SMS regarding Medicare plan options.
Your information may be shared with third-party lead buyers, agents, and carriers as described in our Privacy Policy.
- Your Medicare Way does not guarantee the availability, pricing, or coverage of any Medicare plan.
2. Eligibility
This Site is intended for individuals who are at least 18 years of age and are exploring Medicare coverage options for themselves or on behalf of an eligible beneficiary. By using this Site, you represent and warrant that:
- You are at least 18 years of age.
- You have the legal authority to submit the information provided.
- The information you provide is accurate, current, and complete.
- You are located in the United States.
3. User Responsibilities
When using this Site, you agree to:
- Provide accurate, truthful, and complete information in all forms and interactions.
- Use the Site only for lawful purposes and in compliance with these Terms.
- Refrain from submitting false, misleading, or fraudulent information.
- Not attempt to access restricted areas of the Site, interfere with its operation, or reverse-engineer any part of the Service.
- Not use the Site to collect data about other users or engage in unauthorized data harvesting.
- Not transmit spam, malware, or any harmful code through the Site.
- Comply with all applicable federal and state laws, including those governing Medicare marketing and insurance.
We reserve the right to suspend or terminate your access to the Site at any time if we believe you have violated these Terms.
4. No Guarantees Disclaimer
THE SITE AND SERVICE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. To the fullest extent permitted by law, Blue Harbor Media LLC disclaims all warranties, including but not limited to:
- Warranties of merchantability, fitness for a particular purpose, or non-infringement.
- That the Site will be uninterrupted, error-free, or free of viruses or harmful components.
- That any Medicare plan information presented on or through the Site is current, complete, or accurate.
- That you will be matched with a licensed agent or that any agent will be able to offer you a suitable plan.
- That using this Site will result in any particular Medicare enrollment outcome.
Medicare plan details — including premiums, benefits, network coverage, and formularies — are provided for general informational purposes only and are subject to change. Always verify plan details directly with the insurance carrier or a licensed agent before making enrollment decisions.
5. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BLUE HARBOR MEDIA LLC, ITS OWNERS, OFFICERS, EMPLOYEES, AGENTS, AND PARTNERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES arising out of or related to your use of this Site or Service, including but not limited to:
- Loss of data, revenue, or profits.
- Decisions made based on information obtained through this Site.
- Actions or omissions of any licensed insurance agent, carrier, or third-party lead buyer you are connected with.
- Unauthorized access to or alteration of your information.
- Any other matter relating to your use of the Site or Service.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability, so some of the above limitations may not apply to you.
6. Not a Medicare or Government Affiliate
Your Medicare Way is not affiliated with, endorsed by, or connected to the U.S. government, the Centers for Medicare & Medicaid Services (CMS), Medicare.gov, Social Security Administration, or any federal or state agency.
The content on this Site is provided for general educational purposes only and does not constitute legal, financial, medical, or insurance advice. You should consult a licensed Medicare insurance agent or broker for personalized guidance about your Medicare options.
7. Intellectual Property
All content on this Site — including text, graphics, logos, images, icons, page layouts, and software — is the property of Blue Harbor Media LLC or its content suppliers and is protected by U.S. and international copyright, trademark, and other intellectual property laws.
You may not:
- Copy, reproduce, distribute, or create derivative works from any Site content without our prior written permission.
- Use any Blue Harbor Media LLC or Your Medicare Way branding, logos, or trademarks without authorization.
- Scrape, frame, or mirror any portion of the Site.
- Remove any copyright, trademark, or proprietary notices from any content downloaded from the Site.
Limited permission is granted to access and use the Site for personal, non-commercial purposes only. This permission does not include any resale or commercial use of the Site or its content.
8. Third-Party Links & Services
This Site may contain links to third-party websites, including insurance carrier portals, agent scheduling tools, and government resources such as Medicare.gov. These links are provided for convenience only. We do not endorse, control, or take responsibility for the content, privacy practices, or accuracy of any third-party site.
Your use of third-party sites is at your own risk and subject to their respective terms and privacy policies.
9. TCPA & Communications Consent
By submitting your contact information on this Site, you acknowledge and agree to the TCPA consent terms detailed in our Privacy Policy. You consent to receive calls, emails, and SMS messages from Your Medicare Way and/or licensed agents acting on our behalf. You may opt out at any time by replying STOP to any SMS or contacting us directly.
This consent is not a condition of purchase. We do not require consent to marketing communications as a condition of receiving any service.
10. Indemnification
You agree to indemnify, defend, and hold harmless Blue Harbor Media LLC and its officers, directors, employees, agents, and partners from and against any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising out of or relating to:
- Your use of or access to this Site.
- Your violation of these Terms.
- Your submission of inaccurate or fraudulent information.
- Your violation of any applicable law or third-party rights.
11. Governing Law & Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.
Any dispute arising out of or related to these Terms or your use of the Site that cannot be resolved informally shall be submitted to binding arbitration in accordance with the rules of the American Arbitration Association (AAA). Arbitration shall take place in Jupiter, Florida. You agree to waive any right to a jury trial or to participate in a class action lawsuit against Blue Harbor Media LLC.
Notwithstanding the above, we reserve the right to seek injunctive or other equitable relief in any court of competent jurisdiction to prevent unauthorized use of our intellectual property or misuse of the Service.
12. Modifications to Terms
We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting to the Site. The “Last Updated” date at the top of this page will reflect the most recent revision. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.
We encourage you to review these Terms periodically to stay informed of any updates.
13. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law, that provision will be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it will be severed from these Terms. The remaining provisions will continue in full force and effect.
14. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Blue Harbor Media LLC regarding your use of the Site and supersede any prior agreements, representations, or understandings between the parties.
15. Contact Us
If you have questions about these Terms, please contact us at:
Your Medicare Way
Operated by Blue Harbor Media LLC
Email: [email protected]
Phone: +1 (415) 370-1577
Mailing Address: 6692 Lost Lake Court, Jupiter, FL 33458, United States
Website: yourmedicareway.com